Etiqa Takaful Online Agency

Etiqa Takaful Home Protection

Providing protection for the home you live in is not a mere expenditure, but a much-needed investment because home is the place you always come back to. It is the place of compassion and belonging for you and your family. Part of your day with the ones you love. Your abode is your world of compassion and belonging. It’s where you spend the better part of your day with the ones you love and so ensuring your home is protected is definitely an investment.

With our well-established house owner policy, this is taken care of.

Basic Cover
This policy covers the loss of or damage to the building and/or contents of residential houses, flats and condominiums (excluding buildings under construction) against:
1. Fire, lightning and thunderbolt
2. Explosion
3. Aircraft and other aerial devices and / or articles dropped therefrom
4. Impact by any road vehicles or animals not belonging to or under the control of the Insured or any member of his family
5. Bursting or overflowing of domestic water tanks, apparatus or pipes
6. Theft but only if accompanied by actual forcible and violent breaking into or out of a building or any attempt threat
7. Hurricane, cyclone, typhoon, windstorm
8. Earthquake, volcanic eruption
9. Flood
10. Damage to Mirrors by breakage (excluding hand mirrors) up to RM500
11. Compensation for Death of the Insured provided death caused by thief or fire

Eligible Proposer
Houseowners, householders and house renters (contents).
Premiums & Extensions
The basic premium is calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the type of building (detached, non-detached, flats or apartment), construction classification of the building.

At an additional premium, the basic policy can be extended to cover loss of or damage to property caused by:
1. Plate glass up to RM1000
2. Unoccupancy in excess of 90 days
3. Full theft
4. Riot, Strike and Malicious Damage

Subsidence and Landslip


You can download the brochure below

Etiqa Takaful Home Protection